If your PNC Bank account is open and you are eligible for a payment under the Settlement, you received an account credit on April 11, 2014.

If your PNC Bank account has been closed and you are eligible for a payment under the Settlement, you will receive payment by check. Checks began mailing on April 11, 2014. Please be patient in waiting for your check to arrive.

If you received a Check Stub with language regarding excluding yourself from the settlement, in order to exclude yourself, you must sign the Check Stub where indicated and mail it, along with the undeposited check, to PNC Overdraft Settlement, PO Box 3219, Portland, Oregon 97208-3219 by the date provided on the form.

All the information you need regarding your account credit or check is available on this website.
Go to the FAQs for detailed information.

If You Paid overdraft fees to PNC Bank, N.A.,
You May be Eligible for a Payment from a Class Action Settlement.1

A $90 million Settlement has been reached in several class action lawsuits about the order in which PNC Bank, N.A. (“PNC”) posted Debit Card Transactions to consumer deposit accounts, and the effect the posting order had on the number of overdraft fees the bank charged its Account Holders. PNC maintains there was nothing wrong about the posting process used. The Court has not decided which side is right.

Current and former PNC customers, who had a PNC consumer deposit account that was accessible with a PNC Debit Card between January 1, 2004, and August 15, 2010, may be eligible for a payment or Account credit from the Settlement Fund.

The Settlement offers payments or Account credits to people who paid overdraft fees as a result of PNC posting Debit Card Transactions in order from highest to lowest dollar amount between January 1, 2004, and August 15, 2010. It also covers such overdraft fees paid by PNC customers when they were customers at certain banks that were merged into PNC. For former National City Bank customers whose Accounts were converted to PNC Accounts, this Settlement only covers overdraft fees assessed on or after June 22, 2010.

If you received notice of the Settlement from a postcard addressed to you, then you are in the Settlement Class. Even if you did not receive a postcard with the Settlement Notice, you may still be in the Settlement Class. You may review the Frequently Asked Questions and the Detailed Notice for more details on who is eligible for benefits under this Settlement and what steps members of the Settlement Class need to take to receive benefits under this Settlement.

On August 1, 2013, the United States District Court for the Southern District of Florida, Miami Division, held a hearing to decide whether to give Final Approval to the Settlement.

On August 5, 2013, the Court approved the Settlement, awarded Class Counsel attorneys’ fees representing 30% of the Settlement Fund plus certain expenses, and awarded the Service Awards to the Class Representatives. Payments will be issued to Settlement Class Members with valid Claims after any appeals are resolved. If an appeal is lodged, resolution can take time. Please be patient.

This website will be updated periodically with new developments in the Settlement.

1Capitalized terms have the same meanings as those used in the Settlement Agreement, a copy of which may be found on this website

NOTICE: This website provides a summary of the Settlement and is provided for informational purposes only. In the event of any discrepancy between the text of this website and the original text upon which it is based, the text of the original document shall prevail.